Personal Savings Products
Personal Money Market
- Minimum opening deposit of $1000
- $10 service charge per statement cycle waived with a minimum daily balance of $1000
- Interest rate tiers based on balance
- Withdrawals limited to 6 per statement cycle
Personal Savings
- Minimum opening deposit of $100
- Interest compounds monthly
- $3 service charge per statement cycle waived with a minimum daily balance of $100
- Withdrawals limited to 6 per statement cycle
Personal Christmas Club Savings
- Minimum opening deposit of $5
- Interest paid at maturity
- Transaction limitations apply
- Penalty if account closed prior to maturity
Business Savings Products
Business Money Market
- Minimum opening deposit of $1000
- $10 service charge per statement cycle waived with a minimum daily balance of $1000
- Interest rate tiers based on balance
- Withdrawals limited to 6 per statement cycle
Business Savings
- Minimum opening deposit of $300
- Interest compounds monthly
- $3 service charge per statement cycle waived with a minimum daily balance of $300
- Withdrawals limited to 6 per statement cycle
Business Christmas Club Savings
- Payroll deduction from employer
- Minimum opening deposit of $5
- Interest paid at maturity
- Transaction limitations apply
- Penalty if account closed prior to maturity
Certificates of Deposit and IRAs
Certificates of Deposit
- Minimum opening investment of $500
- CD terms vary 3 months to 5 years
- May be subject to early withdrawal penalty
Individual Retirement Accounts (Traditional)
- Minimum opening investment of $500
- IRA terms vary 12, 36 or 60 months
- May be subject to early withdrawal penalty