Personal Checking
- Minimum opening deposit of $200
- $6 service charge per statement cycle waived with a minimum daily balance of $200
- Unlimited check writing
- Free Debit/ATM card
- Free online banking
- Free bill pay
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement
Personal Interest Checking
- Minimum opening deposit of $500
- $8 service charge per statement cycle waived with a minimum daily balance of $500
- Interest rate tiers based on balance
- Unlimited check writing
- Free Debit/ATM card
- Free online banking
- Free bill pay
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement
- Please contact us at 540-962-2265 (Covington) or 540-862-2265 (Clifton Forge) for current interest rates
Senior Checking
- Customers 55 years of age and older
- Minimum opening deposit of $100
- $5 service charge per statement cycle waived with a minimum daily balance of $100 or
- $5 service charge per statement cycle waived with a direct deposit
- 1 wallet club check portfolio free per order
- Unlimited check writing
- Free Debit/ATM card
- Free online banking
- Free bill pay
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement
Student Checking
- Full-time students up to 24 years of age
- Minimum opening deposit of $100
- $5 service charge per statement cycle waived with a minimum daily balance of $100 or
- $5 service charge per statement cycle waived if parent or guardian has existing deposit account
- Unlimited check writing
- Free Debit/ATM card
- Free online banking
- Free bill pay
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement
Non-Profit Checking
- Available to not-for-profit organizations
- Minimum opening deposit of $100
- $5 service charge waived per statement cycle with a minimum daily balance of $100
- Unlimited check writing
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement
Business Deposit Products
Business Checking
- Minimum opening deposit of $1000
- $10 service charge per statement cycle waived with a minimum daily balance of $1000
- Unlimited check writing
- Free Debit/ATM card
- Free online banking
- Free bill pay
- Free telephone banking
- Free paper statement
- Images of your cancelled checks in each monthly statement